When teacher Donna Calhoun bit into an apple and lost a tooth, she did not expect the dental emergency and bureaucratic nightmare that followed. With a Cigna dental PPO plan from her former employer, which she had been paying into for a decade, she expected coverage, but finding an available appointment in-network proved difficult as her condition worsened, leading to a fever and infection.
Read Donna’s storyAfter going off his parents insurance, Nate quickly chose a new insurance plan, but later realized it was a junk short-term plan, covering very little and with high copays and other costs. The providers of Nate's old plan were recently sued by the FTC for providing junk coverage, and he recieved money from the settlement.
Read Nate’s storyHolly and her family had employer-sponsered insurance through her husband's work, so they worried what would happen when her husband was laid-off. With the help of advance premium tax credits (APTCs) Holly's family has good, affordable coverage with tax credits to pay for monthly premiums.
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Kea had a plan. Pregnant with her first child, she knew she wanted a natural birth, and she wanted her birth experience to be an experience that was unique to her. However, she felt dismissed by doctors when she made requests, and ignored at appointments. Kea switched to a birth center, and everything changed for the better.
Read Kea’s storyTamara's 18 month old grandson fell ill with a slight cough and signs mirroring COVID-19, but was not tested by his pediatrician. After his oxygen levels dropped, he was taken to the ER but was still not tested for COVID-19 due to not meeting testing criteria.
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When she was 16 years old Christine needed a life-saving surgery at a childrens hospital out-of-state. The hours long ambulance ride resulted in an over $5,000 surprise bill that her parents weren't prepared for, placing a heavy financial toll on the family. How can patients be protected from these surprise bills?
Read Christine’s storyAfter several years of struggling and meeting with numerous doctors, Laura was finally diagnosed with an autoimmune disorder. The prescriptions needed for her condition are not covered by her insurance, despite appeals by her doctors. Laura is faced with the difficult choice of paying for food, or paying for medication.
Read Laura’s storySue and John own a small business, but with Sue's rhumetoid arthritis they struggled to pay for high health insurance premiums and out-of-pocket costs. When receiving care they were not informed of pricing, and expected to blindly pay thousands of dollars for treatment. John and Sue had to sacrifice milestone celebrations, like their 20th anniversary trip to pay for their outrageous medical bills.
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