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One of the provisions of the Affordable Care Act is what’s known as the medical loss ratio requirement—better known as MLR. This requirement at one time caused a mild panic among insurers. But it…
One goal of the Affordable Care Act is to eliminate enrollment barriers. The law requires states to each develop one streamlined online application for Medicaid, the Children's Health Insurance Program (CHIP), and premiums tax…
This fact sheet explains five provisions of the health care law that are already in effect and helping many Americans. These provisions do the following: allow children to stay on their parents' health plans…
As health care costs have risen, more costs have been shifted to consumers, who must cope with higher deductibles, copayments, and co-insurance. To relieve consumers of some of this financial burden, the Affordable Care…
This brief explains the Affordable Care Act's requirement that state health insurance exchanges establish navigator programs to help consumers make informed choices. In some states, there's debate about whether insurance brokers and agents perform…
Are you one of the 52 million Americans who take care of a spouse, parent, or other relative? If so, you know that caregiving can take an emotional and financial toll. Caregivers lose wages,…
Several provisions in the Affordable Care Act will result in more help for caregivers and more information being made available for them to make good choices about the care of their loved ones. This…
Jimmy Ledesma’s sister and two brothers all died from diabetes. He did not realize that he too was suffering from the disease until he collapsed at work one day—and could not stand up. He…
Originally posted on The Huffington Post: Yesterday afternoon, a third federal district judge ruled that the personal responsibility clause in the Affordable Care Act is constitutional. The American Center for Law and Justice, a right-wing…
Starting in 2014, health insurance exchanges will be up and running. They will serve as online hubs where individuals and businesses can shop for coverage with the help of easy-to-understand information on all their…