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Earlier this month, the Centers for Medicare and Medicaid Services (CMS) released proposed consumer disclosure notices that insurers would be required to complete electronically when they request rate increases of more than 10 percent.…
Health care costs have risen sharply over the years, and a greater share of the costs has been shifted to the consumer in the form of rising deductibles and higher copayments and co-insurance. To…
A recent article by Charles Fiegl reports that U.S. Surgeon General Regina Benjamin has drafted a strategy focused on preventive health care. It is important that Americans stay healthy as we approach 2014, when…
Last week, Federal Judge Roger Vinson, who ruled in January that the entire Affordable Care Act was unconstitutional, issued a stay of his own ruling. You might be wondering, what exactly does this mean?…
One of the provisions of the Affordable Care Act is what’s known as the medical loss ratio requirement—better known as MLR. This requirement at one time caused a mild panic among insurers. But it…
One goal of the Affordable Care Act is to eliminate enrollment barriers. The law requires states to each develop one streamlined online application for Medicaid, the Children's Health Insurance Program (CHIP), and premiums tax…
This fact sheet explains five provisions of the health care law that are already in effect and helping many Americans. These provisions do the following: allow children to stay on their parents' health plans…
As health care costs have risen, more costs have been shifted to consumers, who must cope with higher deductibles, copayments, and co-insurance. To relieve consumers of some of this financial burden, the Affordable Care…
This brief explains the Affordable Care Act's requirement that state health insurance exchanges establish navigator programs to help consumers make informed choices. In some states, there's debate about whether insurance brokers and agents perform…
Are you one of the 52 million Americans who take care of a spouse, parent, or other relative? If so, you know that caregiving can take an emotional and financial toll. Caregivers lose wages,…