Lower Health Care Costs Now
Last Updated on January 15, 2026
Health care costs are skyrocketing, and Congress must do something to stop it. Last year, instead of addressing the high cost of health care, Republicans in Congress and President Trump passed a budget bill that slashed health care funding, created more barriers to coverage, and enacted policies that will directly increase premiums and out-of-pocket costs for all of us — but disproportionately hitting Black, Latinx and immigrant families hardest.
Congress must act quickly to extend the enhanced tax credits that make health insurance more affordable for over 20 million individuals and families. In January, the House passed a three-year clean extension of these health care tax credits on a bipartisan basis, and now the bill is headed to the Senate. Last December, a bipartisan majority of Senators voted for the same clean extension, but without the 60 votes needed to secure passage.
In addition, Congress and the White House are floating a variety of proposals, most of which would make things worse than if they just enacted a clean extension of the enhanced health care tax credits now. It is time to urge Senators to bring a clean extension of the enhanced tax credits up for a vote ASAP.
Learn more about how to hold Congress accountable and defend health care.
TAKE ACTION
CALL & MESSAGE CONGRESS
Tell Congress: It's Time to Extend the Enhanced Premium Tax Credits!
Contact your representatives by phone, message or on social media.
SHARE YOUR STORY
A key part of our work is showing the human impact of policies to affect change so that everyone, no matter who they are or where they are from, has care. Have you lost or are you at risk of losing your health coverage? We want to hear from you.
FACT SHEETS AND DATA
Enhanced Premium Tax Credits Fact Sheets
Additional Resources
- Blog: August of Accountability: Republicans’ Actions in July Are Causing Insurance Rates to Skyrocket
- Interactive Estimate Calculator: KFF Premium Increase Calculator
- Fact Sheet: Protecting Healthcare and Lowering Costs Act
- Video Submission: Share Your Story
- Sign On Letter: We Need to Extend Premium Tax Credits
- Publication: Why Enhanced Premium Tax Credits Should Be Made Permanent
TOOLKITS
- Digital Toolkit: Families Need #CareNotCuts! (Community Catalyst)
- Digital Toolkit: Window Shopping and 2025-2025 Premium Increases (Protect Our Care)
- Writing Guide: Guidance for Posting about Premium Increases and Notices