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Report 02.20.2010

Medical Loss Ratios: Making Sure Premium Dollars Go to Health Care—Not Profits

A health insurance company’s “medical loss ratio” (MLR) is the share of premium dollars it spends on health care rather than administrative costs, marketing, and profits. We can protect consumers by requiring insurers to…

Report 05.20.2009

Hidden Health Tax: Americans Pay a Premium

When some of us are uninsured, all of us pay the price. Uninsured people pay as much toward their care as they can afford. Often, however, the uninsured cannot afford to pay the entire bill,…

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Report 02.20.2010

Medical Loss Ratios: Making Sure Premium Dollars Go to Health Care—Not Profits

Report 05.20.2009

Hidden Health Tax: Americans Pay a Premium