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The Affordable Care Act is designed to expand health coverage, improve quality, and reduce costs. The new law also provides a critical foundation for addressing racial and ethnic health disparities. This series explores how…
This series covers everything you want to know about CHIPRA (the Children's Health Insurance Program Reauthorization Act of 2009), who it affects, and how. Learn how CHIPRA: allows legal immigrant children and pregnant women…
When health insurance companies want to raise premiums, states use a process called "rate review" to decide whether proposed increases are justified. Many states have limited authority to prevent unreasonable premium increases, leaving consumers…
A health insurance company’s “medical loss ratio” (MLR) is the share of premium dollars it spends on health care rather than administrative costs, marketing, and profits. We can protect consumers by requiring insurers to…
When some of us are uninsured, all of us pay the price. Uninsured people pay as much toward their care as they can afford. Often, however, the uninsured cannot afford to pay the entire bill,…