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Recently, there has been heated debate about the “rate shock” that some say young adults will experience as a result of the change in age rating under the Affordable Care Act. Today, insurers typically…
To find out if you may be eligible to receive help paying for health insurance premiums, answer these questions for each person in your family. These infographics provide a quick look at how many…
Low- and Middle-Income Americans Will Receive Tax Credits to Help Pay for Health Insurance. Starting in 2014, Americans earning up to four times the federal poverty level (currently $47,100 for an individual and $94,200…
To ensure that everyone can afford health coverage, the Affordable Care Act provides financial assistance to help low- and middle-income people buy health insurance in the new health insurance marketplaces. This financial assistance is…
Under the Affordable Care Act, insurance companies can charge tobacco users more, a practice referred to as "tobacco rating." This practice could make health coverage unaffordable for many Americans and may disproportionately affect low-income…
One in four American consumers who will apply for coverage through the new health insurance marketplaces will speak a language other than English at home. This brief explains why states must provide language services…
In the past, women, people in less-than-perfect health, and older people were all charged much higher premiums than others—in fact, many were priced out of care. But, Obamacare changes that. The law alters the way that…
You may know that the Affordable Care Act creates new health insurance marketplaces (often referred to as exchanges) that will make it easier to shop for coverage. But did you know that the new…
In 2013, we reached out to many states that were actively engaged in the Medicaid expansion debate. These states faced an important decision: whether or not to accept federal dollars to provide health coverage…
The Affordable Care Act requires each state to have a health insurance marketplace (also known as an "exchange"), and it sets minimum standards for health plans sold in the marketplaces. But states have flexibility…