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Anne Marie Schneider lives in Durham, North Carolina, and has spent more than three decades working across nearly every corner of the health care system. After losing her job with only days to act, Anne Marie and her husband turned to the ACA Marketplace. Given their circumstances, the family qualified for enhanced ACA tax credits, but without subsidies, the cost was impossible.
It took years for Heidi Pomerleau to get the health coverage they need to manage their permanent disability. Now covered by Medicaid and Medicare, Heidi lives in constant fear that they will lose access to care if the programs are cut. Now Heidi fights to help other people get insurance coverage through Medicaid or the Affordable Care Act (ACA).
Renee Arnold has spent her life caring for people with disabilities, yet she cannot afford health insurance for her own husband. As premiums skyrocket, she faces impossible choices between housing, health care, and financial survival.
Amy Barley's work at the Maryland Health Benefit Exchange is personal. She lives with her own chronic health condition: type 1 diabetes. Amy's experience fighting to keep the coverage she needs, particularly access to her insulin pump and continuous glucose monitor (CGM) has motivated her to continue helping patients fight back against insurance denials and skyrocketing costs.
Joyce Clark Turner is currently living in Salt Lake City, Utah and training at the University of Utah to be an advocate for those with mental health challenges. She has worked multiple careers throughout her life and has experience navigating the health care system as both an employer and an employee. Along with this, she was on Medicaid while recovering from an alcohol use disorder.
When the cost of Lori Lay's ACA premiums exploded into half of her income, she faced the devastating risk of her family becoming uninsured. When her son suffered a serious car accident, she realized just how dangerous that possibility could be.
Christian Peoples lives in St. Louis, Missouri, with her two children, both of whom have been diagnosed with autism. All three of them rely on Medicaid to access health care coverage, which has been an immense help through tough times.
Jen S., a former teacher in Arizona, has always prioritized staying insured and maintaining her health. She grew up with a mother who was a nurse, and for most of her life she had stable employer-sponsored coverage through her teaching job. That stability began to unravel after she left the classroom.
As an engineer, Steve Ramirez understands complex systems. But finding comprehensive health insurance coverage when costs skyrocket has become increasingly difficult. With ACA tax credits now expiring, Steve faces a 642% increase in cost.
For two years, Wayne, a 56-year-old living in Colorado with his wife, relied on marketplace insurance to protect their health, and their finances. Their monthly premium of $690 was high but manageable. That all changed when Wayne, a self-employed commercial cleaner, contacted his insurance agent to ask about the upcoming year.