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The Dangers of Trump Administration Junk Insurance Policies

By Shawn Gremminger,


The current market for individual insurance consists of one pool which shares risk between more and less healthy consumers. People with preexisting conditions, children with complex needs, pregnant women, and older adults are protected against discrimination. Coverage of essential health benefits is guaranteed for everyone.

As this infographic illustrates, through its short-term plan and association health plan rules, the Trump administration will break this market in two. These dangerous new sham health plans roll back the current protections and benefits — leaving people vulnerable to predatory insurers and drowning in the waters of mounting health care costs.

RELATED: View our fact sheet: Association Health Plans and Short Term Plans: A Lose-Lose Proposition

Under TrumpCare, the market will split in two: One for the healthiest consumers, one for everyone else.