Report

Private Insurance Advocacy Checklist: Getting to Know Your State’s Health Insurance Landscape

This checklist is designed to help advocates and consumers understand who makes decisions about private insurance in their states. It explains how private health insurance is regulate...

Designing Silver Health Plans with Affordable Out-of-Pocket Costs for Lower- and Moderate-Income Consumers

On May 14, Families USA released new research examining access to care for consumers with high out-of-pocket costs. Many low- and moderate-income consumers can’t afford to pay the full cost of ...

King v. Burwell Twitter Chat

WHAT The day after the Supreme Court hears oral arguments in King v. Burwell, experts from Families USA, the American Public Health Association, the National Women’s Law Center, and the Center...

Non-Group Health Insurance: Many Insured Americans with High Out-of-Pocket Costs Forgo Needed Health Care

The Affordable Care Act has increased access to health insurance and financial assistance for millions of Americans. But even with the new assistance that helps consumers pay their premiums and out-of...

Basic Health Program: Nine Requirements for State Programs

Basic Health Programs are one of several options in the Affordable Care Act for states to further expand affordable health coverage to low and modest-income residents. Basic Health Pr...

Standards for Health Insurance Provider Networks: Examples from the States

When health plans design their provider networks, they need to ensure that these networks are adequate and provide meaningful access to care. The Affordable Care Act established the first-ever feder...

Accelerating the Affordable Care Act’s Enrollment Momentum: 10 Recommendations for Future Enrollment Periods

On March 31, 2014, the Affordable Care Act’s first open enrollment period ended. The next period begins on November 15. And as of March 27, six million consumers signed up for health insurance throu...

How King v. Burwell Could Affect Health Insurance Under Obamacare

Learn what King v. Burwell, the Supreme Court case that threatens the provision of health care subsidies (premium tax credits), is all about. The Court will announce its decision in mid- to late-June...

Rate Review: How to Challenge Unreasonable Health Insurance Premium Increases

PDATE (August 3, 2015): Obama Administration Urges States to Cut Health Insurers' Requests for Big Rate Increases, The New York Times. When health insurance companies want to raise premium rates, ...

An Advocate’s Guide to Analyzing Insurers’ Financial Health

When health insurance companies want to raise premium rates, states use a process called "rate review" to decide whether proposed increases are justified. By participating in rate review, consumer adv...