Non-Group Health Insurance: Many Insured Americans with High Out-of-Pocket Costs Forgo Needed Health Care
The Affordable Care Act has increased access to health insurance and financial assistance for millions of Americans. But even with the new assistance that helps consumers pay their premiums and out-of-pocket health care costs, one-quarter of consumers who buy insurance on their own still have problems being able to afford needed care.
This report and related infographic looks at the portion of adults who went without needed medical care because they could not afford it, as well as the possible causes of those affordability issues. We also discuss actions that health insurers and state and federal governments can take to make out-of-pocket health care costs more affordable.