Fact Sheet

Protecting Seniors and People with Disabilities: Why It Is Important to Preserve the Maintenance of Effort Requirement in the Affordable Care Act

The Affordable Care Act prohibits states from reducing their Medicaid eligibility levels. This protection is called the "maintenance of effort," or MOE, requirement. Removing this protection would all...

Preventing Unwarranted Exceptions to the Affordable Care Act’s Medical Loss Ratio (MLR) Requirements

Starting in 2011, the Affordable Care Act requires insurers to spend a specific share of premium dollars on medical care, as opposed to administration, marketing, and profits. If insurers don't meet t...

Protecting Health Care Programs from Spending Cuts

Many government leaders have proposed cutting health care programs such as Medicare and Medicaid to reduce federal spending. However, cutting these programs would hurt both American families and the e...

Grandfathered Plans under the Patient Protection and Affordable Care Act

A "grandfathered" plan is a health insurance plan that existed before the Affordable Care Act passed on March 23, 2010. Grandfathered plans do not need to meet the same criteria as plans sold to peopl...

Health Insurance Options for African Americans

In user-friendly language, this simple brochure explains how the Affordable Care Act improves health coverage for African Americans, including affordable coverage options. Improvements to health ...

Health Insurance Options for Latinos

In user-friendly language, this simple brochure (PDF) explains how the Affordable Care Act improves health coverage for Latinos, including affordable coverage options and consumer protections. (The ...

Health Insurance Basics: Key Words and Phrases You Need to Know

In user-friendly language, this guide (PDF) explains many of the health insurance terms that consumers need to understand when they are shopping for insurance. (The brochure is available in English ...

Alaska’s Reinsurance 1332 Waiver: An Approach that Can Work

The recent approval of Alaska’s 1332 waiver1 to fund a reinsurance system shows an approach that other states could also take under current law to lower premiums in their marketplaces and better di...

Get Ready to Get Health Coverage

In user-friendly language, this brochure (PDF) lists the steps consumers should take to get ready to apply for health insurance and financial assistance. (Includes directions in English and Spanish....

Any Version of Repeal Harms Alaska Natives

Any bill to repeal the Affordable Care Act (ACA) and cut the Medicaid program would cause immediate and critical problems for American Indian and Alaska Native peoples. Repeal would ta...