States Making Progress on Rate Review

The Affordable Care Act encourages states to improve their processes for monitoring health insurance premium rate increases. This process is known as “rate review.” The authority each state has over premium increases varies greatly.

Find out how your state can make its rate review process more consumer-friendly and effective by:

• seeking greater authority to reject unreasonable rate increases
• providing more public information on rate increases
• creating opportunities for public input during the rate review process
• collecting more in-depth information from insurers and analyzing the data more closely

Advocates and state policy makers can consult the examples of 12 states that use these strategies to improve rate review in their states.