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Insights Column 05.22.2018

Third-Party Payment Programs Help Consumers Afford Insurance

Third-party payment programs can improve affordability and increase enrollment for low-income consumers without triggering adverse selection. This week, the Commonwealth Fund published my research report describing several successful programs, primarily local, that use hospital dollars…

Infographic 05.08.2018

The Dangers of Trump Administration Junk Insurance Policies

The current market for individual insurance consists of one pool which shares risk between more and less healthy consumers. People with preexisting conditions, children with complex needs, pregnant women, and older adults are protected…