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Insights Column
12.10.2015
A year from now, consumers shopping for insurance on HealthCare.gov in federally facilitated marketplaces may be happy with some new plan choices and better protections for 2017. That's because, earlier this month, the federal…
Insights Column
01.14.2016
Last month, HHS and the Department of the Treasury issued new guidance on state innovation waivers that includes stronger protections for low-income and vulnerable consumers. We believe many of its provisions should be added to federal…
Insights Column
01.27.2016
Last July, four insurance giants announced proposed mergers. Anthem is proposing to purchase Cigna, and Aetna to purchase Humana. A merged Anthem-Cigna would cover 53 million people, and a merged Aetna-Humana would cover more than 33…
Insights Column
02.25.2016
This is the second year that everyone who files taxes must indicate whether they have health insurance. Depending on their coverage status, some people may also need to supply additional information. These relatively new…
Insights Column
03.09.2016
There's a lot to like in the new “Notice of Benefit and Payment Parameters” rule from the federal government, both about what insurers must offer in the health plans they sell on the federal marketplace in…
Insights Column
03.16.2016
This week, the House Ways and Means Committee in Congress will vote on legislation that would eliminate caps on how much money marketplace consumers must repay the federal government if they receive more premium tax credits…
Insights Column
03.30.2016
The Affordable Care Act has helped expand access to affordable health insurance to millions of Americans. But consumers’ out-of-pocket costs are sometimes still too high, preventing them from getting the care they need. In…
Insights Column
04.07.2016
Updated May 5, 2016 In 2016, there has been tremendous progress in improving consumers’ access to in-network providers. At Families USA, we have launched a campaign to enact standards to address this issue at…
Insights Column
05.06.2016
Covered California could be the first exchange in the country to sell health insurance to undocumented immigrants and Deferred Action for Childhood Arrivals (DACA) recipients. The state marketplace is trying to use a Section…
Insights Column
05.12.2016
Last week, CMS announced some changes to special enrollment periods for the health insurance marketplaces. We were disappointed to see that CMS is tightening the rules that allow people who are moving permanently to qualify for…