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Insights Column 03.17.2011

Health Care and You

A new website offers a clickable interactive map with statistics about how the Affordable Care Act has and will affect the residents each state. The site, HealthCareandYou.org, is sponsored by national health care organizations such as AARP,…

Insights Column 03.17.2011

Insurance companies need to prove rate hikes are justified

Earlier this month, the Centers for Medicare and Medicaid Services (CMS) released proposed consumer disclosure notices that insurers would be required to complete electronically when they request rate increases of more than 10 percent.…

Insights Column 03.17.2011

Worry less, spend less

Health care costs have risen sharply over the years, and a greater share of the costs has been shifted to the consumer in the form of rising deductibles and higher copayments and co-insurance. To…

Insights Column 03.14.2011

Surgeon General Previews Preventive Health Strategy

A recent article by Charles Fiegl reports that U.S. Surgeon General Regina Benjamin has drafted a strategy focused on preventive health care. It is important that Americans stay healthy as we approach 2014, when…

Insights Column 03.07.2011

Florida judge says implementation can go forward

Last week, Federal Judge Roger Vinson, who ruled in January that the entire Affordable Care Act was unconstitutional, issued a stay of his own ruling. You might be wondering, what exactly does this mean?…

Insights Column 03.03.2011

More money going to health care

One of the provisions of the Affordable Care Act is what’s known as the medical loss ratio requirement—better known as MLR. This requirement at one time caused a mild panic among insurers. But it…

Report 03.01.2011

Navigators Need Not Be Licensed as Insurance Brokers or Agents

This brief explains the Affordable Care Act's requirement that state health insurance exchanges establish navigator programs to help consumers make informed choices. In some states, there's debate about whether insurance brokers and agents perform…