Keeping Health Insurance Affordable in Illinois: Why We Need Robust Rate Review

For many individuals and small businesses, the cost of health insurance is unaffordable, unpredictable and likely to keep rising — unless Illinois takes action now. Unlike in many other states, Illinois regulators currently do not have the authority to approve, modify, or reject insurance rates during the rate review process to ensure that coverage is affordable. This fact sheet summarizes why making rate reviews more robust will make a major difference for people in Illinois.