Affordable Care Act
The Affordable Care Act provides Americans with the peace of mind that comes from knowing that if they need affordable, comprehensive health care, they can get it.
The high cost of health coverage has traditionally kept as many as 48 million Americans out of health insurance. Passed in 2010, the Affordable Care Act now gives Americans new opportunities to get affordable, high-quality, comprehensive health coverage—many for the first time in their lives.
The Affordable Care Act offers consumer protections for everyone.
By driving down the number of people who are uninsured, the Affordable Care Act helps to control costs for everyone. But the law doesn’t stop there. With its first-ever consumer protections for everyone who has insurance, the Affordable Care Act gives you and your family the peace of mind that comes from knowing that:
- You have financial protections if you face severe illness.
- If you have a pre-existing health condition, insurers can no longer drop you or refuse to cover you.
- You can stay on your parent’s plan until you turn 26.
- Insurers can’t charge higher premiums if you are a woman.
- Insurers can’t sell substandard plans that don’t pay for essential health care benefits.
The health insurance marketplace is the foundation of the Affordable Care Act, and it needs to work well.
All Americans can buy high-quality plans in the marketplace, and many qualify for financial assistance. Because the marketplaces are the foundation of the health care law, we work with advocates around the country to ensure that the marketplaces are implemented with consumers in mind and that the consumer experience in the health insurance marketplaces is a positive one.
- Fact SheetJune 2017
Use this checklist to determine whether the Senate's ACA repeal bill protects those with pre-existing medical conditions.
- InfographicJune 2017
On the way to repealing the Affordable Care Act (ACA), Republicans have decided to tack on a major restructure of the entire Medicaid program, capping and cutting America's health insurance program for lower-income people.
- Issue BriefJune 2017
Learn how new rules implemented by the Trump Administration will affect marketplaces and what individual states can do to respond.
- Short AnalysisMay 2017
Republican congressional leaders are not giving up on repealing the Affordable Care Act and the newest amendment only makes a bad bill worse.
- InfographicApril 2017
There are a lot of reasons the American Health Care Act is bad for consumers, but here are our top 3 reasons lawmakers should reject it.
- InfographicMarch 2017
The GOP repeal bill does nothing to improve the health or financial well-being of Americans and inflicts harm in these six ways.
- AudioMarch 2017
Older Americans (age 50+) would be among the hardest hit under the House plan due to higher premiums, reduced financial assistance, massive cuts to Medicaid and threats to the future of Medicare.
- Fact SheetMarch 2017
If Republicans in Congress end the ACA's Medicaid expansion or radically change the structure of the Medicaid program by capping or cutting funding, it could severely hurt rural Americans and cripple state economies across the country.
- Short AnalysisMarch 2017
The House GOP has released a new version of the American Health Care Act (AHCA) which makes draconian cuts to Medicaid and leaves millions to struggle with higher premiums and deductibles.
- Fact SheetMarch 2017
The House Republican bill to repeal the Affordable Care Act (ACA) and cut the Medicaid program would cause immediate and critical problems for American Indian and Alaska Native peoples. Repeal would take funding away from federally recognized tribes and tribal organizations that now provide comprehensive health services in Alaska.