Short Analysis
June 2018

Association Health Plan Rule Would Make It Easier to Sell Junk Insurance

The Trump administration just released a final policy that will substantially increase the number of Americans who could be sold junk insurance in the form of “Association Health Plans,” or “AHPs.” This new and very dangerous step in the administration’s ongoing campaign to sabotage the Affordable Care Act could greatly reduce people’s access to essential health care, especially for those with preexisting conditions and older adults.

April 6, 2015

A Nation Divided: Two Health Care Americas

Ron Pollack

Executive Director

America is on the cusp of becoming a nation with two health care systems. This sharp division is the result of continued resistance to the Affordable Care Act (ACA), and it does greatest harm to residents where the resistance is greatest.

Two current developments are animating this division: One relates to state decisions about expanding Medicaid, and the other is the potential outcome of the Supreme Court case, King v. Burwell, which was brought by ACA opponents and was argued on March 4.

April 9, 2014

IRS Announces Tax Change to Help Survivors of Domestic Violence Get Health Insurance

Elaine Saly

Health Policy Analyst

Every year at tax time, more than 2 million married taxpayers file returns separately from their spouse. Usually, consumers who are legally married are required to file a joint tax return with their spouse in order to receive financial assistance to lower the cost of buying health insurance through the marketplace. However, for some taxpayers, such as survivors of domestic violence, filing taxes jointly with a spouse may not be an option, as getting in contact with a spouse may be traumatic, dangerous, or prohibited by a restraining order. 

March 6, 2014

Demographics of People with a Pre-existing Health Condition

Kathleen Stoll

Director of Health Policy

Under the Affordable Care Act, no American can be denied coverage, charged a higher monthly premium, or sold a policy that excludes coverage of important health services just because he or she has a pre-existing condition. This is called pre-existing condition discrimination, and without the provisions in the Affordable Care Act that prohibit this, a lot of Americans would be affected.

February 26, 2014

Lack of Awareness of Health Insurance Marketplace Accounts for Low Latino Enrollment

According to new data released by the Department of Health and Human Services (HHS), Latinos—the racial and ethnic group with the highest uninsured rate in the nation—have much to gain from the Affordable Care Act. And yet, anecdotal evidence suggests that this population is not enrolling for health coverage at the level that one would expect for a group with such high numbers of uninsured.

February 25, 2014

How The Affordable Care Act’s Risk Adjustment, Reinsurance, and Risk Corridor Provisions Protect Consumers

Kathleen Stoll

Director of Health Policy

Lately, the media have been covering three provisions—risk adjustment, reinsurance, and risk corridors—that were created by the Affordable Care Act. The new health law’s opponents have been highly critical of these provisions (risk corridors in particular), characterizing them as federal bailouts to insurance companies. Also known as the “three Rs,” these provisions allow insurance companies to manage the financial risk that they incurred when the Affordable Care Act prevented insurers from denying coverage or charging higher premiums to individuals with pre-existing conditions.

Fact Sheet
October 2016

Health Insurance Options for Latinos

Explains how the Affordable Care Act improves health coverage and care for Latinos, including more consumer protections and new, affordable coverage options. 


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