Starting on October 1, millions of Americans will be able to sign up for health coverage through health insurance marketplaces. In addition to private insurance, consumers can use the marketplaces to apply for Medicaid, which is a public insurance program that offers health care at little or no cost to people with low incomes. Here, we address three common questions about Medicaid under the Affordable Care Act
We are quickly approaching the start of open enrollment, when millions of Americans will finally be able to apply for affordable, quality health coverage that will go into effect on January 1. But many people are still unsure of how and where they can apply for coverage. To help clear up the confusion, I sat down with two of our enrollment experts at Families USA—Rachel Klein, Director of our new National Enrollment Assister Support Center, and Elaine Saly, Health Policy Analyst—to get answers for some of the most common questions about enrollment.
As stewards in educating, equipping, and empowering members of their communities, faith leaders have the unique opportunity to educate their congregants about the new health insurance options available through the marketplace. Because they value health, justice, and equity, faith leaders can be critical sources of information about the Affordable Care Act, which could have a far-reaching impact on millions of Americans—many of whom sit in pews on a weekly basis.
Explains the differences between navigators and assisters and discusses how in-person assistance works in each type of health insurance marketplace.
If you already have Medicare, you know that the coverage is very valuable, but it is far from free health care. Medicare charges substantial premiums, can require you to pay part of the cost of some services, and does not cover a number of other services at all. That’s why many seniors have some kind of supplemental coverage, either from a private Medicare supplement (Medigap) plan or from a former employer.
In the past, women, people in less-than-perfect health, and older people were all charged much higher premiums than others—in fact, many were priced out of care. But, Obamacare changes that. The law alters the way that health plans can use an individual’s demographic and health information when setting premiums through the creation of new premium rating rules. This allows for a more even distribution of costs across all enrollees within the individual, non-group market (the market you buy coverage in if you don’t get it through your employer).
With spring comes another crop of college graduates. For many, graduation can bring a flood of widely varying emotions. On one hand, there’s the fist-pumping, cap-in-the-air celebration of a diploma in hand: Four years of long nights of study, heavy class loads, and numerous deadlines for papers are now left behind. On the other hand, the day can also bring a gut-wrenching uncertainly about job prospects. There are few other milestones in life where emotions can run the gamut from one end of the continuum to the other.
After a wet and stormy night, the clouds parted, the sun came out, and Families USA kicked off our annual Health Action conference at the Hyatt Regency on Capitol Hill.
This past year has been pivotal for the health care justice movement. Thanks to the Supreme Court decision and the re-election of Barack Obama, the Affordable Care Act is here to stay. Unfortunately, our opponents haven’t stopped threatening not only the Affordable Care Act, but also Medicaid and Medicare, with devastating cuts.
Please join us for Health Action 2014, where you will hear from experts about the political context that informs our work, learn to identify unanticipated challenges, and join us in turning our focus toward making the promise of the Affordable Care Act real for consumers across the nation.
At Health Action 2014, you will: