During the final months leading up to the passage of health reform, it seemed you couldn’t read a newspaper without seeing a headline about another insurance company attempting to impose enormous rate hikes on its customers in the individual market.
Those opposed to the Affordable Care Act have said a lot of crazy things to mislead Americans. From false talking points about health reform being responsible for double digit premium increases for policy holders, to the outright lie that the law is a “government takeover of health care,” the opposition has made it their job to misinform the public.
Community Health Centers Will Help Enroll Millions in Health Care Coverage Available under the Affordable Care Act
The week of August 11 is National Health Center Week, and there is reason to celebrate these important organizations. Community health centers provide health services to low-income and medically underserved communities, removing barriers to care that these communities regularly face. With the passage of the Affordable Care Act, community health centers are taking on a new and crucial role: outreach and enrollment efforts to connect people to the new coverage options available under the health care law.
Provides national and state data on the millions of people with private insurance who will be helped by the new plain-language descriptions of health insurance required by the Affordable Care Act.
Presents the results of a comprehensive survey of all state insurance departments, compiles information on the laws that each state has in place to protect consumers.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
In the past, women, people in less-than-perfect health, and older people were all charged much higher premiums than others—in fact, many were priced out of care. But, Obamacare changes that. The law alters the way that health plans can use an individual’s demographic and health information when setting premiums through the creation of new premium rating rules. This allows for a more even distribution of costs across all enrollees within the individual, non-group market (the market you buy coverage in if you don’t get it through your employer).
Learn what "grandfathered" plans are and which requirements health plans need to meet in order to keep this status.
We are almost six weeks into the open enrollment period, and despite the glitches, thousands of people have signed up for health insurance on HealthCare.gov and state marketplace websites. This means that families have been able to find health coverage that is more affordable and higher quality, and people who have never been able to get health insurance due to pre-existing conditions are now able to enroll. The administration is also working with some of our country’s leading tech experts to improve HealthCare.gov so that even more people can sign up.
The truth really is stranger than fiction: Even the CEO of one of the most powerful health insurance companies would have issues finding health insurance in the individual market.