This past August, my husband, Don, brought home bad news—the company he worked for was closing. We would have to rethink our plans for health care coverage.
We had a similar conversation last year when Don was considering retiring early because the social security checks would actually be more than his income at the call center. By that time, I had been on Medicare for a few years, but I was still relying on Don’s company to cover my prescription costs. So I rushed to sign up for a Medicare plan during the open enrollment period last year.