Do you have a pre-existing condition? Do you know someone that does? I bet you do-64.8 million Americans under the age of 64 have been diagnosed with a pre-existing condition. Whether it's diabetes, or cancer-all of these conditions and more are considered "pre-existing" by insurance companies and are grounds for charging higher premiums, excluding coverage for your condition, or downright denying you health coverage.
It has always seemed backward that those who need insurance the most—people who are already sick—are turned down for coverage or forced to pay higher premiums. Thanks to the new health law, insurers will no longer be able to discriminate against people with pre-existing conditions by charging them higher premiums or denying them coverage. A recent Families USA report, Worry No More: Americans with Pre-Existing Conditions Are Protected by the Health Care Law, shows just how many people across the nation stand to gain from this portion of the health law.
Find out how many Americans with pre-existing conditions will benefit from the Affordable Care Act's protections against being denied health insurance.
Lately, some employers, such as Wendy’s and a Five Guys franchise in North Carolina, have started to grumble about having to pay a penalty if they do not provide quality, affordable health coverage options to their employees starting in 2014. They claim that this requirement will force them to raise prices on their products and pass the cost onto consumers.
It's the end of the school year, and students across the country are getting their report cards. But term papers and final exams aren't the only things being graded. In a recent study published in Health Affairs, a team of researchers evaluated insurance plans based on the new guidelines in the Affordable Care Act. Many plans did not make the grade.
The Supreme Court, in the King v. Burwell case, will soon decide whether millions of people in 34 states will lose premium tax credits they rely on to make health insurance affordable. Without those tax credits, most of the people affected would be unable to buy insurance and would become uninsured.
The election is over, but open enrollment isn’t.
Sign up through January 31, 2017 to get health coverage through your health insurance marketplace.
The bill is dead. This battle is over! It’s time to take a deep breath, re-energize, and stay vigilant.
We need to make sure Representatives understand that any future changes to the ACA must keep coverage equally affordable, available to as many people, and protect the Medicaid safety net.
Learn how many young adults are eligible for financial assistance to help buy health insurance in the marketplace, and how many young adults are uninsured.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.