Explores how the Affordable Care Act expands the practice of offering immediate, temporary Medicaid coverage to people who appear to be eligible based on income.
While these waivers are related to private health insurance, there are several ways these waivers could affect Medicaid and CHIP coverage. This analysis describes how new federal guidance on these waivers provides some guardrails designed to protect the Medicaid and CHIP populations.
To provide consumers with plans that have lower cost-sharing, policymakers and marketplace officials should consider establishing “standardized plans.” These are plan designs that all insurers are required to sell that have standardized cost-sharing for covered health services.
Accurate health plan provider directories are critical to ensuring that coverage works for consumers. Health plans and policymakers can take steps to reduce the prevalence of inaccuracies in provider directories.
Last week, the Department of Health and Human Services (HHS) released a report showing that 6.8 million Americans have saved an estimated $1.2 billion on health insurance premiums in the individual and small group markets in 2012 thanks to the rate review provision of the Affordable Care Act. This provision requires insurers to justify any premium increases of 10 percent or more and provides funding to enhance state processes for reviewing proposed rate increases. This enhanced oversight has resulted in real savings for consumers.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
The Affordable Care Act improves access to mental health care by offering people with mental illness the opportunity to get affordable health insurance, as well as by including mental health care and substance use disorder services in the benefits that all plans sold in the health insurance marketplaces must provide.
The Affordable Care Act makes health insurance more affordable.
Kaiser Family Foundation Study Finds That, Contrary to Popular Belief, Young Adults Believe They Need Health Insurance
In 2011, young adults aged 19 to 34 made up roughly 38 percent of the nation’s uninsured population. While some have argued that this is because young adults, often referred to as “young invincibles,” think that they are too healthy to need health insurance, a June study by the Kaiser Family Foundation shows that young adults actually think that it is important to have health insurance.
The Senate passed an historic immigration reform bill last Thursday. While the House of Representatives still must pass a bill, this legislation could have far-reaching effects on the health of the millions of currently undocumented immigrants in our country.