Last week, the Department of Health and Human Services (HHS) released a report showing that 6.8 million Americans have saved an estimated $1.2 billion on health insurance premiums in the individual and small group markets in 2012 thanks to the rate review provision of the Affordable Care Act. This provision requires insurers to justify any premium increases of 10 percent or more and provides funding to enhance state processes for reviewing proposed rate increases. This enhanced oversight has resulted in real savings for consumers.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
The Affordable Care Act improves access to mental health care by offering people with mental illness the opportunity to get affordable health insurance, as well as by including mental health care and substance use disorder services in the benefits that all plans sold in the health insurance marketplaces must provide.
The Affordable Care Act makes health insurance more affordable.
Kaiser Family Foundation Study Finds That, Contrary to Popular Belief, Young Adults Believe They Need Health Insurance
In 2011, young adults aged 19 to 34 made up roughly 38 percent of the nation’s uninsured population. While some have argued that this is because young adults, often referred to as “young invincibles,” think that they are too healthy to need health insurance, a June study by the Kaiser Family Foundation shows that young adults actually think that it is important to have health insurance.
The Senate passed an historic immigration reform bill last Thursday. While the House of Representatives still must pass a bill, this legislation could have far-reaching effects on the health of the millions of currently undocumented immigrants in our country.
Prior to the passage of the Affordable Care Act in 2010, more than one quarter of adults between the ages of 18 and 34 in the United States did not have health insurance. However, since a provision in the health care law was implemented that allows young adults to remain on their parents’ plans through age 25, more than 3.1 million young adults have gained health insurance.
On Thursday, the Department of Health and Human Services (HHS) announced that, thanks to the Affordable Care Act’s medical loss ratio (MLR) provision, 77.8 million Americans paid $3.4 billion less in health insurance premiums in 2012 because insurance companies operated more efficiently.
More than 10 years ago, a very close loved one told me that he was HIV positive. As you can imagine, it was shocking and devastating news. Shocking, because I never thought that HIV (Human Immunodeficiency Virus) would touch my life. It is much too common to think that it is something that affects only other people. Devastating, because the first words that popped into my mind were “AIDS,” “INCURABLE,” and “FATAL.” Just like that, in really big letters, heavy, painful, dripping in tears.
Report finds that adding dental therapists to dental practices is cost-effective and good for the community
According to a recent report released by Community Catalyst, dental therapists provide cost-effective, high-quality care, and they enable dental practices to expand the number of people they serve. Placing dental therapists in dental practices is one way to help our vulnerable populations who lack regular access to dental care—people with low-incomes, children, racial and ethnic minorities, older adults, and residents of rural communities—get routine and preventive care.