A few years ago, Audrey Chabot didn’t know whether she would live to celebrate another Thanksgiving with her family. This self-employed pastry chef said she was so sick that she felt like she was “at death’s door.” But this year, as the Chabot family gathers for their Thanksgiving dinner in Maumee, Ohio, they’ll be thanking the Affordable Care Act that their matriarch has a seat at the table.
In horse racing, it is not a good idea to change jockeys when you have a winner. That is why Governor–elect Matt Bevin should not rush into a decision on Kentucky’s winning approach to health coverage. It is not just the economic case that the new governor should consider. Bevin must grapple with the impact an upheaval in the health care system would have on the state’s low-income workers and their families.
A year from now, consumers shopping for insurance on HealthCare.gov may be happy with some new plan choices and better protections for 2017. Earlier this month, the federal government released new proposed requirements for plans sold on the health insurance marketplaces. We applaud the government for encouraging insurers to sell “standardized plan” designs that cover more health care services before consumers meet their deductibles. But we urge the government to go further.
Non-Group Health Insurance: Many Insured Americans with High Out-of-Pocket Costs Forgo Needed Health Care
Our report finds that one-quarter of consumers who buy insurance on their own still have problems being able to afford needed care.
One of the most significant and popular features of the Affordable Care Act (ACA) is the new protection that puts an end to insurance company discrimination against people with pre-existing health conditions. This important ACA protection depends on two other provisions that keep coverage affordable: premium subsidies and the coverage mandate.
The next big debate over the Affordable Care Act is looming. States are already planning for changes they'd like to make to the ACA using the new 1332 state innovation waivers. Beginning in 2017, the ACA permits states to apply for waivers to begin experimenting with strategies to provide residents with access to high-quality, affordable health insurance. But whether these new strategies will be helpful or harmful is still anyone’s guess.
Lack of access to dental care is a significant problem in American health care. Last week, USA Today reported that the number of adults seeking help in the emergency room for “long-delayed dental care” has doubled since 2000. This finding highlights data we released in May showing that dental care is one of the most persistent unmet health care needs for many adults.