Thanks to the Affordable Care Act, come August 1, 2012, many insurance plans will be required to cover contraception as part of women's preventive care - meaning no more co-pays or deductibles. This is welcome news to many women paying monthly co-pays for their contraceptives and especially for those on insurance plans that don't cover them at all.
Amid the many tragic stories of Americans struggling with health care costs, one Alabama family's situation exemplifies the undeniable need for health reform. The Richmond family has a 13-year-old daughter who is battling leukemia at USA Children's & Women's Hospital in Mobile, Alabama. Because the family is uninsured, they struggle to pay the escalating medical expenses.
By Erinn Ackley - Red Lodge, Montana
Inclusion of a fair and expeditious appeals process that holds health insurance plans accountable is a very important component of the Affordable Care Act. In 2006, my father struggled through his insurer's appeal process in order to receive his prescribed treatment, a potentially lifesaving bone marrow transplant. Up until his doctor requested approval for the transplant, my father's insurer had freely covered all of his pre-treatment tests (including those to find his donor) and treatments.
¡Basta ya! Changing the Frame from Sex and Stigma to Health and Safety
Written with Lydia Mitts
Where do you go when you need help fighting a denied insurance claim, filling out an insurance application, or even just finding affordable insurance? State consumer assistance programs help the public with these health care issues and more, from finding the right insurance plan to learning about their legal rights under federal and state law.
This post was originally featured on the HHS Center for Faith-Based and Neighborhood Partnerships blog:
It has always seemed backward that those who need insurance the most—people who are already sick—are turned down for coverage or forced to pay higher premiums. Thanks to the new health law, insurers will no longer be able to discriminate against people with pre-existing conditions by charging them higher premiums or denying them coverage. A recent Families USA report, Worry No More: Americans with Pre-Existing Conditions Are Protected by the Health Care Law, shows just how many people across the nation stand to gain from this portion of the health law.