Learn how the Affordable Care Act creates opportunities for states to design and test new models of health care delivery, which can lead to better health and reduced spending.
When President George W. Bush passed the Medicare Part D act in 2003, its launch raised some technological problems that left consumers frustrated. Now, most American seniors view their prescription drug coverage as invaluable and support this once-controversial legislation.
Enacted to subsidize increasingly high out-of-pocket costs, Medicare Part D makes prescription drug coverage affordable for its beneficiaries. But in the months following its inception, the media criticized virtually every aspect of the federal program.
In order to get as many uninsured and underinsured Americans as possible signed up for health insurance through the marketplaces, some especially cognizant congressional lawmakers have taken steps to educate, engage, and enroll their constituents. While the Affordable Care Act funds navigators and other programs to help with enrollment, those groups can’t do it alone. Some members of Congress are playing the important role of making sure people know about the new health insurance options.
As stewards in educating, equipping, and empowering members of their communities, faith leaders have the unique opportunity to educate their congregants about the new health insurance options available through the marketplace. Because they value health, justice, and equity, faith leaders can be critical sources of information about the Affordable Care Act, which could have a far-reaching impact on millions of Americans—many of whom sit in pews on a weekly basis.
Starting on October 1, millions of Americans will be able to sign up for health coverage through health insurance marketplaces. In addition to private insurance, consumers can use the marketplaces to apply for Medicaid, which is a public insurance program that offers health care at little or no cost to people with low incomes. Here, we address three common questions about Medicaid under the Affordable Care Act
Last week, the Department of Health and Human Services (HHS) released a report showing that 6.8 million Americans have saved an estimated $1.2 billion on health insurance premiums in the individual and small group markets in 2012 thanks to the rate review provision of the Affordable Care Act. This provision requires insurers to justify any premium increases of 10 percent or more and provides funding to enhance state processes for reviewing proposed rate increases. This enhanced oversight has resulted in real savings for consumers.
We are quickly approaching the start of open enrollment, when millions of Americans will finally be able to apply for affordable, quality health coverage that will go into effect on January 1. But many people are still unsure of how and where they can apply for coverage. To help clear up the confusion, I sat down with two of our enrollment experts at Families USA—Rachel Klein, Director of our new National Enrollment Assister Support Center, and Elaine Saly, Health Policy Analyst—to get answers for some of the most common questions about enrollment.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
As full implementation of the Affordable Care Act takes shape this fall, many Americans still wonder how the health care law will affect them. Help us spread the word that the Affordable Care Act is here to stay and that new affordable health coverage options will be available starting on October 1. Check out this recent guest article featured in USA Today to learn more about the many benefits the law has to offer.