This blog is part of a weekly series—one that analyzes the political, legal, and social issues and ramifications of King v. Burwell, a lawsuit before the Supreme Court that threatens to undermine the Affordable Care Act (ACA). The case challenges the government’s provision of tax credits to help consumers buy health insurance in states where the federal government runs the marketplace. Learn about what’s at stake in King v. Burwell.
Last week, CMS announced some changes to special enrollment periods for the health insurance marketplaces. We were disappointed to see that CMS is tightening the rules to allow for people who are moving permanently to qualify for an SEP.
To be eligible for the permanent move SEP, the new rule now requires consumers to have minimum essential coverage for at least one of the 60 days before they move. Previously, consumers could enroll upon moving without having prior health insurance.
Recently media outlets have reported that the government is having trouble verifying the income information of as many as 2 million people enrolled in health coverage through the Affordable Care Act. As a result, they say, consumers may be getting the wrong level of tax subsidy to help them pay monthly premiums. Opponents of the Affordable Care Act have characterized these discrepancies in income data as yet another flaw in the new health law.
A few years ago, Audrey Chabot didn’t know whether she would live to celebrate another Thanksgiving with her family. This self-employed pastry chef said she was so sick that she felt like she was “at death’s door.” But this year, as the Chabot family gathers for their Thanksgiving dinner in Maumee, Ohio, they’ll be thanking the Affordable Care Act that their matriarch has a seat at the table.
One of the most significant and popular features of the Affordable Care Act (ACA) is the new protection that puts an end to insurance company discrimination against people with pre-existing health conditions. This important ACA protection depends on two other provisions that keep coverage affordable: premium subsidies and the coverage mandate.
The web portal Is up and running!
Today, July 1, you can visit HealthCare.gov for the first time ever and view all the health coverage options that are available to you! Never before have consumers been able to view their coverage options in one place, until today. Thanks to health reform, the Department of Health and Human Services (HHS) has launched a new web site to provide consumers with their health coverage options in a comprehensive and easy-to-navigate way.
Reported Upton-Long Amendment Does Virtually Nothing to Address Coverage for People With Pre-Existing Conditions
Families USA analysis finds the Upton-Long proposal to increase funds for high-risk pools would cover only a fraction of America's health care consumers who have pre-existing conditions: As many as 15 million people with pre-existing conditions would be left behind.
House Republicans are weighing a new amendment to the American Health Care Act (AHCA) in their latest attempt to secure the needed votes to bring the bill to the House floor.
In addition to enrolling consumers in marketplace insurance, assisters can serve another valuable role: helping consumers register to vote. Applications for health coverage, whether through HealthCare.gov and state-based marketplaces, provide clients with access to voter registration, which makes it easy for assisters to help people register to vote. Here’s what assisters should know about voter registration and how they can help consumers navigate this process.
The Obama administration announced on Monday that 115,000 consumers will lose their health coverage under the Affordable Care Act on October 1 because they did not submit the proper paperwork proving their legal immigration or citizenship status.
An additional 363,000 consumers may see their financial assistance affected because they did not accurately report their income. More than eight in 10 people who applied for health coverage in the federally facilitated marketplace qualified to receive this financial assistance (also known as premium tax credits or premium subsidies).
This week, the House Ways and Means Committee in Congress will vote on legislation that would eliminate caps on how much money marketplace consumers must repay the federal government if they receive more premium tax credits (a form of financial assistance) than they should based on their projected annual income. Families USA is concerned that the bill could deter people from signing up for health insurance if there is no longer a reasonable cap on how much they could be required to repay.