Applying for health insurance can be a tough process. You might have to fill out complicated applications or go to a local office for an in-person interview to figure out which coverage programs you qualify for. You might have to wade through lots of fine print and confusing acronyms to estimate the costs of plans offered by different insurers. You may be on the phone for hours trying to determine if your current health care provider is part of a plan's network.
Seven issues that advocates should consider around the roles and responsibilities of insurance brokers and agents who help consumers enroll in health coverage through health insurance marketplaces.
If you have reliable health insurance, you may not think of sports arenas as typical health care venues. But for the millions of uninsured and underinsured Americans, free health clinics, such as the one held last week by Care Harbor LA at L.A. Sports Arena, are often the only option. Thousands of L.A.-area residents waited in line overnight last Monday to receive one of the 4,800 wristbands for Care Harbor’s 5th annual free health care clinic, held Thursday to Sunday.
Under the Affordable Care Act, states have been given an unprecedented opportunity. Using federal grant dollars, every state has the option to build its own health insurance exchange-a transparent marketplace for coverage where individuals and small businesses can easily compare high-quality insurance plans, apply for financial assistance with the cost of coverage, and then easily enroll in health insurance.
A quick reference chart that outlines required and optional changes to Medicaid that make the eligibility process for applicants more streamlined and consumer-friendly.