This week, Minnesota will likely submit its plans for a Basic Health Program (to be called MinnesotaCare) to the U.S. Department of Health and Human Services for approval. In January 2015, Minnesota hopes to launch its Basic Health Program to provide health coverage to low-income families that is more affordable than marketplace coverage. New York is also on the path to implementing its Basic Health proposal in January 2016. In addition to extending health coverage, the two states see several other potential advantages to the Basic Health Program.
In addition to typical partners such as community groups, this open enrollment some assister and navigator organizations are coordinating with health insurance companies to improve their outreach to consumers. These partnerships offer many advantages, such as plan benefit information and health literacy resources. However, as this blog explains, assisters should develop partnerships while following existing regulations and ethical guidelines.
Five Key Insights by Health Insurance Marketplace Experts for a Successful Second Open Enrollment Season
In preparation for the start of the second open enrollment period for the health insurance marketplaces, we’ve sponsored a series of talks with directors from state- and federally-run marketplaces across the country. These discussions share what’s top-of-mind for state health officials—lessons learned, the needs of consumers in this upcoming enrollment season, and insights into what has worked so far, and why.
Here are five key insights offered by marketplace experts from California, Florida, Illinois, Kentucky, Missouri, New York, Virginia, and Washington State.
Why Assisters Should Encourage People to Apply for Health Coverage Even If They Fall in the Coverage Gap
Here’s something enrollment assisters and navigators should keep in mind this open enrollment period and beyond: People who fall into the coverage gap should still apply for health insurance—even though they will be denied for Medicaid and the financial assistance to help them with the cost of a marketplace plan. In this blog we explain why doing so is in the interest of consumers and why enrollment assisters should encourage all consumers to apply for coverage.
This week’s midterm and gubernatorial elections shifted the political landscape dramatically. How will these changes affect the work of Families USA and other advocates whose goal is achieving affordable, high-quality health care? They will certainly have some impact, but it is important not to exaggerate their significance. Today, we’re examining the implications for health care advocacy in the states and on Capitol Hill.
When more than 300 advocates gathered at Families USA’s first annual health policy conference to discuss how to preserve and strengthen Medicaid, health reform was still a goal on the horizon. That was January 1996. Today, we’re gearing up for Families USA’s 20th Health Action Conference
We all know that if you ask the wrong questions, you’ll get the wrong answers. And nowhere is this more important than in the health insurance marketplace, as consumers make decisions about which health plan to buy or renew.
As the second open enrollment period in the health insurance marketplace approaches, navigators and assisters can encourage consumers to follow the advice of our popular infographic: Stop, shop, and enroll.
After the November elections, Congress will return for a final legislative session before closing out the 113th Congress. As a part of any year-end, must-move legislation, this session should include a four-year extension of CHIP—the Children’s Health Insurance Program. CHIP provides affordable, high-quality health insurance for 8 million low- to moderate-income children.
Much like a cell phone, an insurance plan is only as good as its network. Protections enacted at the federal and state levels are an important step toward strengthening private insurance provider networks. The Affordable Care Act created the first-ever provider network protections for private insurance consumers. These protections require health insurance marketplace plans to have adequate networks to meet their enrollees’ medical needs in a timely manner.
A new study released by the UCLA Center for Health Care Research pokes holes in an argument that opponents of Medicaid expansion often use to justify their opposition: that giving uninsured people Medicaid coverage will lead to long-term runaway health care costs. Researchers at UCLA examined data from California’s early Medicaid expansion and found that that wasn’t the case.