The Affordable Care Act (ACA) added 20 million people to the ranks of the insured, comprising our country’s largest coverage expansion since the creation of Medicare and Medicaid more than 50 years ago. But millions still remain without coverage, giving states an opportunity to build on the ACA’s progress by pioneering innovative strategies to cover the remaining uninsured, often while stabilizing insurance markets and lowering premiums. In this report, we describe seven state options to achieve these goals, typically building on efforts already under way in vanguard states.
Families USA has identified some of the biggest legislative victories for health care in the 2018 state legislative sessions.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
Non-Group Health Insurance: Many Insured Americans with High Out-of-Pocket Costs Forgo Needed Health Care
Our report finds that one-quarter of consumers who buy insurance on their own still have problems being able to afford needed care.
Accelerating the Affordable Care Act’s Enrollment Momentum: 10 Recommendations for Future Enrollment Periods
Building on lessons learned during the first enrollment period, this report identifies 10 key steps that HHS and state marketplaces can take to significantly increase the number of people who enroll in health insurance during the next enrollment period.
Evaluating the Consumer Window-Shopping Experience in Health Insurance Marketplace Websites: A Comparative Analysis
Find out which elements make websites consumer-friendly when shopping for health insurance in the marketplace.
Shows how, under the Affordable Care Act, only 0.6 percent of Americans under age 65 will be at risk of losing their current individual market plan and will not be income-eligible for financial assistance with new insurance.
Estimates that more than 25.7 million Americans will get help paying for health coverage in the health insurance marketplaces .
Find out how many Americans with pre-existing conditions will benefit from the Affordable Care Act's protections against being denied health insurance.
Estimates the number of Americans who die prematurely because they don't have health insurance, has state-level breakdowns by week, month, and year.