We know you have a lot going on, and there isn’t always time to read everything. That’s why we’ve rounded up five of our most popular blogs published between January and March of this year.
This week, the House Ways and Means Committee in Congress will vote on legislation that would eliminate caps on how much money marketplace consumers must repay the federal government if they receive more premium tax credits (a form of financial assistance) than they should based on their projected annual income. Families USA is concerned that the bill could deter people from signing up for health insurance if there is no longer a reasonable cap on how much they could be required to repay.
There's a lot to like in the new “Notice of Benefit and Payment Parameters” rule from the federal government, both about what insurers must offer in the health plans they sell on the federal marketplace in 2017 and about other issues related to enrollment. However, we had hoped the government would release its originally proposed, firmer standards for provider networks and make other parts of this rule mandatory, not voluntary, for insurers.
Overall, the rule, released by the Centers for Medicare and Medicaid Services (CMS) last week, takes significant steps toward making health insurance and care more affordable and making it easier for consumers to compare health plans. In this blog we discuss a number of specific provisions of the rule that will most affect people who buy health insurance through the marketplace.
This is the second year that everyone who files taxes must indicate whether they have health insurance. The good news is that this process is straightforward for most people. The majority of Americans have health coverage and many will simply have to check a box to indicate that they have it. Those who do not have health insurance must either pay a fine or claim an exemption from the requirement. This is all done through the tax filing process.
A few years ago, Audrey Chabot didn’t know whether she would live to celebrate another Thanksgiving with her family. This self-employed pastry chef said she was so sick that she felt like she was “at death’s door.” But this year, as the Chabot family gathers for their Thanksgiving dinner in Maumee, Ohio, they’ll be thanking the Affordable Care Act that their matriarch has a seat at the table.
If the Supreme Court sides with the plaintiffs who brought the case, an estimated 6.4 million moderate-income people would lose premium tax credits. Without these subsidies, many people will simply be unable to afford to purchase health insurance.
One of the most significant and popular features of the Affordable Care Act (ACA) is the new protection that puts an end to insurance company discrimination against people with pre-existing health conditions. This important ACA protection depends on two other provisions that keep coverage affordable: premium subsidies and the coverage mandate.
With the close of open enrollment only 10 days away, health insurance marketplaces are planning extra events and longer hours to encourage last-minute signups. Yesterday, as part of our open enrollment teleconference series, we heard from five enrollment leaders in states where the federal government runs the marketplace.
Many states are offering extended hours during the final weekend of open enrollment to make sure as many people as possible get covered.
The second open enrollment period for buying coverage through the health insurance marketplaces ends on February 15, just as tax season is getting underway. Now is a good time to raise a proposal that we first suggested after the first open enrollment period last year: Create a “special enrollment period” for people who learn they will have to pay a tax penalty for being uninsured in 2014.
This blog is part of a weekly series—one that analyzes the political, legal, and social issues and ramifications of King v. Burwell, a lawsuit before the Supreme Court that threatens to undermine the Affordable Care Act (ACA). The case challenges the government’s provision of tax credits to help consumers buy health insurance in states where the federal government runs the marketplace. Learn about what’s at stake in King v. Burwell.