Imagine this: You've been a hard-working employee for years. Then, all of a sudden, your company goes under. Now you have to say goodbye to your salary-and your health insurance. It could happen to anyone. So what do you do now?
One option is to find a new job that provides health care benefits, but thanks to the recession, that's easier said than done. Another option is to find insurance through the private individual market-but as many Americans have found out, it's a jungle out there.