The Trump Administration wants to turn back the clock on protections for health care consumers established by the Affordable Care Act. This latest act of sabotage on the health law came in the form of a final rule released by the U.S. Department of Health and Human Services. The rule makes it legal to sell “short-term insurance” plans for long periods of time that do not comply with the ACA’s consumer protections.
The U.S. Department of Health and Human Services (HHS) has released a final rule that is dangerous to consumers and to health care marketplaces. This rule would expand the sale of “short-term limited duration plans” that do not have to comply with the consumer protections afforded under the Affordable Care Act (ACA) and often leave consumers uncovered for major medical expenses.
In the 2017 elections, Maine voters took control at the ballot box to expand health care coverage under the Affordable Care Act's Medicaid expansion. The decisive win--with nearly 60 percent of the vote-- shows the popular support for Medicaid expansion in Maine, where the governor has vetoed the state legislature's repeated efforts to expand coverage.
The lesson of the campaign will be shared in the coming year with other states like Utah and Idaho, where ballot initiatives give voters a chance to move Medicaid expansion efforts ahead after years of stalling by conservative policymakers.
Families USA submitted comments on the Centers for Medicare and Medicaid Services Request for Information (RFI) concerning Health Care Choice Compacts. This RFI seeks to “facilitate the purchase of health insurance coverage across state lines.” We have long expressed concerns about policies that are designed to allow the sale of coverage across state lines if these policies do not include robust consumer protections.
What makes up an “adequate” network of health care providers for consumers from diverse racial and ethnic groups? Our new brief describes policies to help achieve such networks—and strategies to put these policies in place.
Outlines five key elements of consumer-friendly health insurance marketplaces (also known as exchanges) offers tips for making sure plans sold in those marketplaces meet consumers' needs .
States’ experience shows that Medicaid expansion at the enhanced federal match can generate state savings across multiple budget areas. Those savings can be substantial, offsetting most or all of the state’s share of expansion costs. A full analysis the budget impact of expanding Medicaid must include an assessment of those savings.
Congressional proposals to cut and cap Medicaid will put enormous pressure on states to cut services – and will make it nearly impossible for states that now have gaps in their coverage to ever catch up. The struggle to provide oral health care illustrates this problem. Currently, all states must provide oral health care for children, but oral health coverage for adults including seniors and people with disabilities is optional for states.
Maryland's Down Payment Plan: Helping People Get Health Insurance and Lowering Families' Health Costs
Both before and especially after President Trump and his congressional allies ended federal enforcement of the ACA’s individual mandate, several states established their own enforcement systems. Maryland’s lawmakers are proposing an innovative “down payment plan” that uses a more enrollment-oriented approach to requiring people with affordable access to health coverage to obtain insurance. Instead of imposing tax penalties on the uninsured, the Maryland proposal helps the uninsured enroll into coverage whenever possible.
This guide explains how to interpret health insurers’ annual statements. This knowledge can be helpful to advocates who are challenging rate increases during the rate review process.