One of the most significant and popular features of the Affordable Care Act (ACA) is the new protection that puts an end to insurance company discrimination against people with pre-existing health conditions. This important ACA protection depends on two other provisions that keep coverage affordable: premium subsidies and the coverage mandate.
A few years ago, Audrey Chabot didn’t know whether she would live to celebrate another Thanksgiving with her family. This self-employed pastry chef said she was so sick that she felt like she was “at death’s door.” But this year, as the Chabot family gathers for their Thanksgiving dinner in Maumee, Ohio, they’ll be thanking the Affordable Care Act that their matriarch has a seat at the table.
Recently media outlets have reported that the government is having trouble verifying the income information of as many as 2 million people enrolled in health coverage through the Affordable Care Act. As a result, they say, consumers may be getting the wrong level of tax subsidy to help them pay monthly premiums. Opponents of the Affordable Care Act have characterized these discrepancies in income data as yet another flaw in the new health law.
Last week, CMS announced some changes to special enrollment periods for the health insurance marketplaces. We were disappointed to see that CMS is tightening the rules to allow for people who are moving permanently to qualify for an SEP.
To be eligible for the permanent move SEP, the new rule now requires consumers to have minimum essential coverage for at least one of the 60 days before they move. Previously, consumers could enroll upon moving without having prior health insurance.
This blog is part of a weekly series—one that analyzes the political, legal, and social issues and ramifications of King v. Burwell, a lawsuit before the Supreme Court that threatens to undermine the Affordable Care Act (ACA). The case challenges the government’s provision of tax credits to help consumers buy health insurance in states where the federal government runs the marketplace. Learn about what’s at stake in King v. Burwell.