Whether they need guidance with improving outreach, helping consumers understand their health coverage, or using the media to spread the word, resources are available to help navigators and assisters be successful.
Each month, we weigh in on selected news stories and trending debates that are shaping the direction of health care policy.
The start of the second open enrollment period is less than 50 days away. Like many of you, I’ve been finding myself increasingly caught up in the whirlwind of activity around preparations for the new enrollment season—ensuring that America’s working families have the information and resources they need to get covered and stay covered.
Anyone concerned about affordable health care in the United States is rightly focused on the upcoming second open enrollment period and Medicaid expansion in the states. But there’s another important effort that demands advocates’ attention—extending funding for the Children’s Health Insurance Program (CHIP).
Now is the time to ramp up awareness of the funding crisis threatening CHIP and enlisting the support of lawmakers to defend it. If Congress does not act in the coming year, millions of children will be left without affordable health insurance next October.
The Affordable Care Act has made immense strides in expanding access to affordable health coverage. But some lower and moderate-income consumers may still struggle to afford coverage and care, even with the help of federal financial assistance. Nonprofits can alleviate some of the burden facing consumers.
Last week, we highlighted forward-thinking solutions some states have implemented to provide greater financial assistance to consumers, such as implementing the Basic Health Program.
The Obama administration announced on Monday that 115,000 consumers will lose their health coverage under the Affordable Care Act on October 1 because they did not submit the proper paperwork proving their legal immigration or citizenship status.
An additional 363,000 consumers may see their financial assistance affected because they did not accurately report their income. More than eight in 10 people who applied for health coverage in the federally facilitated marketplace qualified to receive this financial assistance (also known as premium tax credits or premium subsidies).
Proposed health insurance premium rates for 2015 varied greatly among states and insurers. To limit unreasonable rate increases, Families USA encourages state advocates to engage in the rate review process.
Earlier this year, we explained how advocates can participate in their state’s rate review process to influence the monthly premiums that health insurers are allowed to charge. We reached out to state advocates to “crowdsource” today’s blog about how advocates are challenging proposed rates.
In its second round of navigator grants, announced on Monday, the Department of Health and Human Services (HHS) awarded a total of $60 million to organizations in the 34 states where the federal government operates the health insurance marketplace. Of the 90 organizations receiving funding, 61 are returning for a second year of outreach and enrollment assistance.
The Affordable Care Act did a lot to help uninsured consumers get health coverage, but it did not entirely resolve the very real problems with insurance affordability for low- and moderate-income consumers. These consumers often struggle to meet other living costs and, even once they have health insurance, may not be able to get the health care they need because they have trouble paying for costs associated with their premiums, office visits, and other types of health care.
The Affordable Care Act (ACA) improved insurance affordability and access for all Americans, including those eligible for Medicare, Medicaid, and private coverage offered through the health insurance marketplace. It strengthened Medicare in many ways — by closing the Part D prescription drug doughnut hole, offering free preventive services, and extending the life of the Medicare trust fund. However, the ACA’s improvements to Medicaid and private market insurance highlight longstanding shortfalls in programs that assist low-income Medicare beneficiaries with their health care costs.
Open enrollment for the health insurance marketplace begins this November. As a result, health insurers are filing their proposed health insurance premium rates for 2015. To examine how rates may change for consumers buying policies in 2015, we reviewed filings and news reports from 12 states where proposed rates have received media attention. For each state, we looked at overall proposed premium rate changes, which are an average for each insurer. A consumer’s actual premium increase or decrease may be higher or lower than the average depending on age, location, and plan choice.