There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
The Affordable Care Act improves access to mental health care by offering people with mental illness the opportunity to get affordable health insurance, as well as by including mental health care and substance use disorder services in the benefits that all plans sold in the health insurance marketplaces must provide.
The Affordable Care Act makes health insurance more affordable.
This blog was originally posted on HuffingtonPost.com
Explains that some low-income families may not be able to afford health coverage in the health insurance marketplaces until CHIP premiums are reduced or eliminated.
Recently, there has been heated debate about the “rate shock” that some say young adults will experience as a result of the change in age rating under the Affordable Care Act. Today, insurers typically charge older Americans five times the amount they charge younger Americans. But, under the new law, insurance companies will be prohibited from charging older Americans any more than three times the amount they charge younger Americans in the individual market (insurance purchased outside of one’s job).
To find out if you may be eligible to receive help paying for health insurance premiums, answer these questions for each person in your family.
Low- and Middle-Income Americans Will Receive Tax Credits to Help Pay for Health Insurance. Starting in 2014, Americans earning up to four times the federal poverty level (currently $47,100 for an individual and $94,200 for a family of four*) will be eligible for premium tax credits to help them buy health coverage in insurance marketplaces (also known as “exchanges”).
Estimates that more than 25.7 million Americans will get help paying for health coverage in the health insurance marketplaces .
How many people will be eligible for a health insurance premium tax credit?
Divorce is a stressful situation for all involved. It upsets the balance of many things in life, such as personal well-being, family cohesion, and financial security. It can be hard to start a new life after a divorce, and unfortunately, many women may be starting it by losing their health coverage and becoming uninsured.