The Trump administration just released a final policy that will substantially increase the number of Americans who could be sold junk insurance in the form of “Association Health Plans,” or “AHPs.” This new and very dangerous step in the administration’s ongoing campaign to sabotage the Affordable Care Act could greatly reduce people’s access to essential health care, especially for those with preexisting conditions and older adults.
America is on the cusp of becoming a nation with two health care systems. This sharp division is the result of continued resistance to the Affordable Care Act (ACA), and it does greatest harm to residents where the resistance is greatest.
Two current developments are animating this division: One relates to state decisions about expanding Medicaid, and the other is the potential outcome of the Supreme Court case, King v. Burwell, which was brought by ACA opponents and was argued on March 4.
Under the Affordable Care Act, no American can be denied coverage, charged a higher monthly premium, or sold a policy that excludes coverage of important health services just because he or she has a pre-existing condition. This is called pre-existing condition discrimination, and without the provisions in the Affordable Care Act that prohibit this, a lot of Americans would be affected.
This 50-state infographic series features state-specific data on how many people with pre-existing health conditions will benefit from the Affordable Care Act.
How The Affordable Care Act’s Risk Adjustment, Reinsurance, and Risk Corridor Provisions Protect Consumers
Lately, the media have been covering three provisions—risk adjustment, reinsurance, and risk corridors—that were created by the Affordable Care Act. The new health law’s opponents have been highly critical of these provisions (risk corridors in particular), characterizing them as federal bailouts to insurance companies. Also known as the “three Rs,” these provisions allow insurance companies to manage the financial risk that they incurred when the Affordable Care Act prevented insurers from denying coverage or charging higher premiums to individuals with pre-existing conditions.
Shows how many people will be able to get affordable, comprehensive insurance through the new health insurance marketplaces and how many people the Affordable Care Act has helped so far.
Learn how the Affordable Care Act protects consumers and how it specifically benefits different groups of people.
Since the Democrats kicked off their party convention, everyone has been talking about health care. From the House Democratic Women’s Caucus promoting the protections that Affordable Care Act has afforded women, to Michelle Obama praising President Obama for his commitment to making sure everyone in America has access to affordable, quality health care—it’s clear Democrats are dedicated to protecting our health care rights.
With all the rhetoric being thrown around about health care, the importance of the reforms we’ve made and the need to protect those reforms and move forward can be easily forgotten. With the release of the Democratic platform last night, it seems they too understand this and want to make sure our health care rights are not only protected, but also improved upon.
We’re barely through the second day of the Democratic National Convention, and I can say with confidence that support for Obamacare (Affordable Care Act) is through the roof!