This new infographic and accompanying report offers a new perspective on the public debate around recipients of private, individual (non-group) insurance whose health plans are being terminated and who fear they may need to pay more for new coverage.
Shows how, under the Affordable Care Act, only 0.6 percent of Americans under age 65 will be at risk of losing their current individual market plan and will not be income-eligible for financial assistance with new insurance.
Recent public debate surrounding the Affordable Care Act (ACA) has focused on consumers who have private, individual (non-group) health insurance plans that are being terminated and the concern that those consumers may need to pay more for new coverage. Generally, people remain in the individual market because they don’t have an offer of job-based coverage.
To put this potential impact into perspective, we asked these questions: How many people are affected by these plan terminations, and how are they affected?
We are almost six weeks into the open enrollment period, and despite the glitches, thousands of people have signed up for health insurance on HealthCare.gov and state marketplace websites. This means that families have been able to find health coverage that is more affordable and higher quality, and people who have never been able to get health insurance due to pre-existing conditions are now able to enroll. The administration is also working with some of our country’s leading tech experts to improve HealthCare.gov so that even more people can sign up.
Shows how many people will be able to get affordable, comprehensive insurance through the new health insurance marketplaces and how many people the Affordable Care Act has helped so far.
Community Health Centers Will Help Enroll Millions in Health Care Coverage Available under the Affordable Care Act
The week of August 11 is National Health Center Week, and there is reason to celebrate these important organizations. Community health centers provide health services to low-income and medically underserved communities, removing barriers to care that these communities regularly face. With the passage of the Affordable Care Act, community health centers are taking on a new and crucial role: outreach and enrollment efforts to connect people to the new coverage options available under the health care law.
Learn how the Affordable Care Act protects consumers and how it specifically benefits different groups of people.
In the past, women, people in less-than-perfect health, and older people were all charged much higher premiums than others—in fact, many were priced out of care. But, Obamacare changes that. The law alters the way that health plans can use an individual’s demographic and health information when setting premiums through the creation of new premium rating rules. This allows for a more even distribution of costs across all enrollees within the individual, non-group market (the market you buy coverage in if you don’t get it through your employer).