Exchange directors, the Centers for Medicare and Medicaid Services, and insurers have an enormous opportunity to help consumers choose the plan that is right for them and make the enrollment process more efficient by improving the display of plan information on marketplace websites.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
The Affordable Care Act has helped expand access to affordable health insurance to millions of Americans. But consumers’ out-of-pocket costs are sometimes still too high, preventing them from getting the care they need.
In a new study released last month, NPR, Robert Wood Johnson Foundation, and Harvard found that a quarter of Americans still report experiencing serious financial problems due to medical expenses.
Lack of access to dental care is a significant problem in American health care. Last week, USA Today reported that the number of adults seeking help in the emergency room for “long-delayed dental care” has doubled since 2000. This finding highlights data we released in May showing that dental care is one of the most persistent unmet health care needs for many adults.
Both a call to action and a roadmap for progress, Families USA’s latest report, Health Reform 2.0 lays out a path for securing high-quality, affordable health care to all Americans—regardless of income, age, race, or ethnicity—and for achieving the “Triple Aim”: improving health, enhancing quality of care, and reducing health care costs.
Accelerating the Affordable Care Act’s Enrollment Momentum: 10 Recommendations for Future Enrollment Periods
Building on lessons learned during the first enrollment period, this report identifies 10 key steps that HHS and state marketplaces can take to significantly increase the number of people who enroll in health insurance during the next enrollment period.
On March 5, the Department of the Treasury and IRS issued final rules on how employers report their employees’ health insurance. This was the last of a series of rules needed for implementing the requirement that large employers provide health insurance to their workers, or pay a penalty if they do not.
On Monday, three Republican senators released The Patient Choice, Affordability, Responsibility, and Empowerment Act, a proposal that would repeal the Affordable Care Act and the powerful consumer protections that exist today. Though the likelihood of its passage is slim, it nonetheless offers a comprehensive picture of how opponents of the Affordable Care Act view the way our health care system should operate.
Provides new national and state data on how many Americans have out-of-pocket health care spending that exceeds caps created by the Affordable Care Act.
Starting in 2012, privately insured Americans will have an easier time evaluating their health insurance choices: The Affordable Care Act requires all medical insurance plans to use a standard disclosure form. More than 180 million Americans will benefit from this new requirement when it goes into effect.