Explains important health insurance terms so you can make smarter choices when shopping for insurance for you and your family. The brochure is available in English and Spanish.
Exchange directors, the Centers for Medicare and Medicaid Services, and insurers have an enormous opportunity to help consumers choose the plan that is right for them and make the enrollment process more efficient by improving the display of plan information on marketplace websites.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
The Affordable Care Act has helped expand access to affordable health insurance to millions of Americans. But consumers’ out-of-pocket costs are sometimes still too high, preventing them from getting the care they need.
In a new study released last month, NPR, Robert Wood Johnson Foundation, and Harvard found that a quarter of Americans still report experiencing serious financial problems due to medical expenses.