The Affordable Care Act did a lot to help uninsured consumers get health coverage, but it did not entirely resolve the very real problems with insurance affordability for low- and moderate-income consumers. These consumers often struggle to meet other living costs and, even once they have health insurance, may not be able to get the health care they need because they have trouble paying for costs associated with their premiums, office visits, and other types of health care.
Open enrollment for the health insurance marketplace begins this November. As a result, health insurers are filing their proposed health insurance premium rates for 2015. To examine how rates may change for consumers buying policies in 2015, we reviewed filings and news reports from 12 states where proposed rates have received media attention. For each state, we looked at overall proposed premium rate changes, which are an average for each insurer. A consumer’s actual premium increase or decrease may be higher or lower than the average depending on age, location, and plan choice.
This post is a guest blog by Staurt Berlow, Public Policy Manager, at The DC Cancer Consortium.
Sometimes you have to hit the streets to make a difference. And sometimes, you have to go a bit further. We're not talking about the usual suspects, like protesting or a two-hour march. We're talking about huge march across three states that will urge Congress to finally push health reform over the finish line.