Learn about the 2018 federal poverty guidelines for people living in the 48 contiguous states or the District of Columbia, as well as Alaska and Hawaii. The 2017 guidelines are also included for reference. Federal poverty levels are used to determine eligibility for certain federal programs, including Medicaid and Children’s Health Insurance Program (CHIP).
The Trump administration just released a final policy that will substantially increase the number of Americans who could be sold junk insurance in the form of “Association Health Plans,” or “AHPs.” This new and very dangerous step in the administration’s ongoing campaign to sabotage the Affordable Care Act could greatly reduce people’s access to essential health care, especially for those with preexisting conditions and older adults.
Families USA, Mental Health America, the National Alliance on Mental Illness, and the National Council for Behavioral Health are four nonprofit, nonpartisan organizations that represent health care consumers, including those with mental health and substance use disorders. We have joined together to bring attention to a heath care policy put forth by the Trump administration that expands short-term health insurance plans.
Much of the report’s media coverage has focused on the projected 15 percent premium increase for 2019 as a measure of the damage being done by the Trump administration and its Republican allies in their ongoing campaign to sabotage health insurance markets. In truth, this sabotage has imposed a much higher cost on millions of families in America.
Third-party payment programs can improve affordability and increase enrollment for low-income consumers without triggering adverse selection.
This week, the Commonwealth Fund published my research report describing several successful programs, primarily local, that use hospital dollars to increase enrollment into marketplace coverage by lowering premium costs for low-income, uninsured consumers.
Through its short-term plan and association health plan rules, the Trump administration will break the current market for individual health insurance in two. These dangerous new sham health plans roll back the current protections and benefits -- leaving people vulnerable to predatory insurers and drowning in the waters of mounting health care costs.
Under the guise of creating low-cost health options, the Trump administration has two new regulations that will have dire consequences for two groups:
By weakening the standards around what benefits health plans must cover and other changes, the latest policy from the Trump Administration will threaten the quality and affordability of health coverage.
Under a proposed rule open for comment until April 23, 2018, the Trump administration wants to expand the sale of substandard, sham health insurance. If finalized in its current form, this rule will harm consumers and the insurance market.
The comment period for the public to speak out against the rule has closed. View Families USA's comments.