This week, the House Ways and Means Committee in Congress will vote on legislation that would eliminate caps on how much money marketplace consumers must repay the federal government if they receive more premium tax credits (a form of financial assistance) than they should based on their projected annual income. Families USA is concerned that the bill could deter people from signing up for health insurance if there is no longer a reasonable cap on how much they could be required to repay.
Personal stories are one of the most powerful tools an organization can employ in its work. They inspire connection and empathy while simultaneously challenging stereotypes, humanizing policies or statistics, and illustrating facts and figures. And now, thanks to new media platforms, it is easier than ever to engage in dynamic and innovative efforts to collect and tell stories. Our new toolkit shows you how.
At the end of February, the Centers for Medicare and Medicaid Services (CMS) announced significant changes to the federal marketplace process for consumers to enroll in health insurance through special enrollment periods (SEPs). While the new SEP process has not been entirely laid out yet, we have significant concerns that these changes will negatively affect consumers, especially low-income consumers and immigrants. Here we describe some principles the new process should follow to meet the needs of consumers.
There's a lot to like in the new “Notice of Benefit and Payment Parameters” rule from the federal government, both about what insurers must offer in the health plans they sell on the federal marketplace in 2017 and about other issues related to enrollment. However, we had hoped the government would release its originally proposed, firmer standards for provider networks and make other parts of this rule mandatory, not voluntary, for insurers.
Overall, the rule, released by the Centers for Medicare and Medicaid Services (CMS) last week, takes significant steps toward making health insurance and care more affordable and making it easier for consumers to compare health plans. In this blog we discuss a number of specific provisions of the rule that will most affect people who buy health insurance through the marketplace.
With a majority of states expanding Medicaid, many more people stand to gain health coverage, including those recently released from jail or prison. States are re-evaluating their policies regarding Medicaid for incarcerated residents.
We’ve taken a closer look at what states have accomplished so far to get a better idea of how this has played out across states. We found that 34 states and the District of Columbia now have some form of policy to suspend Medicaid for people in prison or jail. Here, we explain why more states should adopt this policy.
At our Health Action conference last month in Washington, D.C., we heard about the great work advocates are doing in their legislatures and communities to improve access to high-quality, affordable health care. Hear from advocates working in Colorado, Connecticut, New York, and Tennessee about their priorities for 2016.
Black History Month inspires us to celebrate the rich history, achievements, and contributions of African Americans in our nation, as well as the hard work that remains to dismantle racism and achieve true racial equality. We agree with Dr. King that fighting injustice in health care is an urgent civil rights issue central to achieving our shared dream of peace, prosperity, and equality for our children. But it is clear that a focus on health care alone will not achieve health equity for African Americans.
This is the second year that everyone who files taxes must indicate whether they have health insurance. The good news is that this process is straightforward for most people. The majority of Americans have health coverage and many will simply have to check a box to indicate that they have it. Those who do not have health insurance must either pay a fine or claim an exemption from the requirement. This is all done through the tax filing process.
Enrollment assisters have an important role to play in educating public officials about issues that consumers face. As trusted voices in their communities, assisters are in an ideal position to help decision-makers understand the health care issues that affect the consumers they work with, such as affordability and access to quality health care.
Public policy outreach and education can help make a difference in the lives of millions.
In late 2015, Lori was in desperate need of cardiology care for her heart condition. Lori was out of money and uninsured. And she lived in Virginia, which has refused to expand Medicaid. Her story illustrates the plight of uninsured people who fall into the coverage gap--ineligible for regular Medicaid but can't afford private insurance.