Learn about two types of health insurance models that insurers are implementing to encourage consumers to take a more active role in their health, and find out which model is more effective and why.
Starting on October 1, millions of Americans will be able to sign up for health coverage through health insurance marketplaces. In addition to private insurance, consumers can use the marketplaces to apply for Medicaid, which is a public insurance program that offers health care at little or no cost to people with low incomes. Here, we address three common questions about Medicaid under the Affordable Care Act
Last week, the Department of Health and Human Services (HHS) released a report showing that 6.8 million Americans have saved an estimated $1.2 billion on health insurance premiums in the individual and small group markets in 2012 thanks to the rate review provision of the Affordable Care Act. This provision requires insurers to justify any premium increases of 10 percent or more and provides funding to enhance state processes for reviewing proposed rate increases. This enhanced oversight has resulted in real savings for consumers.
We are quickly approaching the start of open enrollment, when millions of Americans will finally be able to apply for affordable, quality health coverage that will go into effect on January 1. But many people are still unsure of how and where they can apply for coverage. To help clear up the confusion, I sat down with two of our enrollment experts at Families USA—Rachel Klein, Director of our new National Enrollment Assister Support Center, and Elaine Saly, Health Policy Analyst—to get answers for some of the most common questions about enrollment.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
As full implementation of the Affordable Care Act takes shape this fall, many Americans still wonder how the health care law will affect them. Help us spread the word that the Affordable Care Act is here to stay and that new affordable health coverage options will be available starting on October 1. Check out this recent guest article featured in USA Today to learn more about the many benefits the law has to offer.
This is the first blog in our Expert Q&A series on the Affordable Care Act. Our experts will answer common questions that people may have about open enrollment, which starts on October 1.
The Affordable Care Act improves access to mental health care by offering people with mental illness the opportunity to get affordable health insurance, as well as by including mental health care and substance use disorder services in the benefits that all plans sold in the health insurance marketplaces must provide.
The Affordable Care Act makes health insurance more affordable.
Lays out options for states determining benefit packages (called Alternative Benefit Plans) for those who are newly eligible for Medicaid, including key factors states should consider when designing these benefits.