In September 2016, Zoe Williams got the text message that no parent wants to get: her 3-year old child had fallen in the park and was severely injured. Before panic could takeover, Zoe rushed to get her child medical care. After first going to an in-network urgent care center, she followed the advice of her physician and took an ambulance to Denver Health hospital. There was fear her child may have had a spine injury, and she would do anything possible to get the care needed. In the world of parenting, she did everything right.
One of the strangest chapters in the Affordable Care Act’s history began a few hours after midnight on October 13, 2017. At 2:36 am, a Presidential tweet announced the end of cost-sharing-reduction (CSR) payments to insurers: “The Democrats [sic] ObamaCare is imploding. Massive subsidy payments to their pet insurance companies has [sic] stopped. Dems should call me to fix!” Later that morning, officials at the Department of Health and Human Services explained that the federal government would soon stop reimbursing insurers to cover the cost of giving low-income consumers legally-required reductions in out-of-pocket cost-sharing.