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Key Findings
Health Insurance Premiums in 2005
- Health insurance premiums for families who have insurance through their private employers, on average, are $922 higher in 2005 due to the cost of health care for the uninsured that is not paid for by the uninsured themselves or by other sources of reimbursement (Table 1).
In six states, health insurance premiums for families are at least $1,500 higher due to the unreimbursed cost of health care for the uninsured in 2005. These states are New Mexico ($1,875); West Virginia ($1,796); Oklahoma ($1,781); Montana ($1,578); Texas ($1,551); and Arkansas ($1,514) (Table 1).
- Health insurance premiums for individuals who have insurance through their private employers, on average, are $341 higher in 2005 due to the unreimbursed cost of health care for the uninsured (Table 1).
In eight states, health insurance premiums for individuals are at least $500 higher due to the unreimbursed cost of health care for the uninsured in 2005. These states are New Mexico ($726); Oklahoma ($680); West Virginia ($660); Montana ($594); Alaska ($565); Arkansas ($560); Idaho ($551); and Texas ($550) (Table 1).
Health Insurance Premiums in 2010
- By 2010, health insurance premiums for families who have insurance through their private employers, on average, will be $1,502 higher in 2010 due to the unreimbursed cost of health care for the uninsured (Table 2).
In 11 states, health insurance premiums for families will be at least $2,000 higher due to the unreimbursed cost of health care for the uninsured in 2010. These states are New Mexico ($3,169); West Virginia ($2,940); Oklahoma ($2,911); Texas ($2,786); Arkansas ($2,748); Alaska ($2,248); Florida ($2,248); Montana ($2,190); Idaho ($2,152); Washington ($2,144); and Arizona ($2,028) (Table 2).
- Health insurance premiums for individuals who have insurance through their private employers, on average, will be $532 higher in 2010 due to the unreimbursed cost of health care for the uninsured (Table 2).
In eight states, health insurance premiums for individuals will be at least $800 higher due to the unreimbursed cost of health care for the uninsured in 2010. These states are New Mexico ($1,192); Oklahoma ($1,127); West Virginia ($1,037); Arkansas ($943); Texas ($922); Alaska ($857); Idaho ($820); and Montana ($807) (Table 2).
Costs of Uncompensated Care
- In 2005, the cost of health care provided to people without insurance that is not paid out-of-pocket by the uninsured themselves will exceed $43 billion nationally (Table 3).
In 11 states, the cost of care that the uninsured cannot pay will exceed $1 billion in 2005. These states are California ($5.8 billion); Texas ($4.6 billion); Florida ($2.9 billion); New York ($2.7 billion); Illinois ($1.8 billion); Ohio ($1.4 billion); Pennsylvania ($1.4 billion); North Carolina ($1.3 billion); Georgia ($1.3 billion); New Jersey ($1.2 billion); and Michigan ($1.1 billion) (Table 3).
- By 2010, the cost of health care provided to people without health insurance that is not paid out-of-pocket by the uninsured will exceed $60 billion (Table 3).
In 17 states, the cost of care that the uninsured cannot pay will exceed $1 billion in 2010. These states are California ($8.2 billion); Texas ($6.5 billion); Florida ($4.1 billion); New York ($3.8 billion); Illinois ($2.6 billion); Ohio ($2.0 billion); Pennsylvania ($2.0 billion); North Carolina ($1.9 billion); Georgia ($1.8 billion); New Jersey ($1.6 billion); Michigan ($1.6 billion); Virginia ($1.4 billion); Louisiana ($1.4 billion); Washington ($1.3 billion); Indiana ($1.3 billion); Arizona ($1.3 billion); and Tennessee ($1.2 billion) (Table 3).
Uninsured People
- In 2005, nearly 48 million Americans will be uninsured for the entire year (Table 4).
California is the state with the largest number of uninsured people in 2005 (7.1 million people are uninsured for the entire year), followed by Texas (5.9 million); New York (3.3 million); Florida (3.1` million); and Illinois (2.0 million) (Table 4).
Texas is the state with the highest percentage of uninsured people in 2005 (26.2 percent uninsured for the entire year), followed by New Mexico (22.1 percent); Nevada (20.5 percent); Alaska (20.0 percent); and California (19.6 percent) (Table 4).
- In 2010, the number of Americans who will be uninsured for the entire year will be more than 52 million (Table 5).
California is projected to have the largest number of uninsured people in 2010 (7.8 million uninsured for the entire year), followed by Texas (6.4 million); New York (3.7 million); Florida (3.6 million); and Illinois (2.1 million) (Table 5).
Texas is projected to have the highest percentage of uninsured people in 2010 (27.4 percent were uninsured for the entire year), followed by New Mexico (23.5 percent); Nevada (21.9 percent); California (20.6 percent); and Alaska (20.6 percent) (Table 5).
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Introduction
Full Report(PDF version)
2005 Premium Increases Map
2010 Premium Increases Map
Press Release |
