While the few months of open enrollment are typically what most people think of when they think about marketplace health coverage, the truth is that enrollment happens all year long. Between helping consumers sign up for coverage when they experience certain life changes, enrolling people in Medicaid, and trying to educate the public about the Affordable Care Act, enrollment assisters are busy 365 days a year.
The wide spectrum of those who filed briefs proves the enormity of support for the Affordable Care Act’s health insurance in general, and the continued availability of financial help for consumers (premium tax credits) in particular. Here’s a quick look at some of the individuals and groups who filed, along with the constituencies who would suffer if the Supreme Court rules in favor of withdrawing premium tax credits in states with federally facilitated marketplaces.
This week, the House Ways and Means Committee in Congress will vote on legislation that would eliminate caps on how much money marketplace consumers must repay the federal government if they receive more premium tax credits (a form of financial assistance) than they should based on their projected annual income. Families USA is concerned that the bill could deter people from signing up for health insurance if there is no longer a reasonable cap on how much they could be required to repay.
With five weeks left before the close of the second open enrollment period in the health insurance marketplace on February 15, enrollment experts have been working hard to make the final push to spur consumer sign-up. We held two teleconferences in January with state experts who shared updates on their plans. Listen to them here.
Whether you’re renewing your plan or buying one for the first time, the questions in our infographic will help you choose the plan that’s right for you.
Today, Families USA issues a call to action in support of Health Reform 2.0 – a series of 19 specific proposals to improve health care for everyone in our nation. In the years ahead, we will build support for those proposals to hasten their adoption.
The timing for our proposals is challenging—many of you might reasonably wonder, at a point when the Affordable Care Act faces one of its most fundamental threats, is this the time to be thinking about the future of health care? Our answer is, “yes.”
More than 30 consumer groups, 37 senators, and 50 House members agree: Pregnant women should be allowed to enroll in health coverage when they find out they’re pregnant, even if it is outside the open enrollment period. Pregnant women who lack health insurance often go without necessary prenatal care, thus jeopardizing their health and that of their babies. Already, thousands of people have joined with the senators to call for the creation of a special enrollment period. Families USA has signed on as a partner in this effort, and we ask that you join us to demand access to health care for pregnant women.
Under the Affordable Care Act, states have been given an unprecedented opportunity. Using federal grant dollars, every state has the option to build its own health insurance exchange-a transparent marketplace for coverage where individuals and small businesses can easily compare high-quality insurance plans, apply for financial assistance with the cost of coverage, and then easily enroll in health insurance.
In addition to enrolling consumers in marketplace insurance, assisters can serve another valuable role: helping consumers register to vote. Applications for health coverage, whether through HealthCare.gov and state-based marketplaces, provide clients with access to voter registration, which makes it easy for assisters to help people register to vote. Here’s what assisters should know about voter registration and how they can help consumers navigate this process.