As the number of Americans without health insurance continues to rise, so too do the costs borne by those who have coverage, who face what might be called a “hidden health tax.” Uninsured people who receive health care often cannot afford to pay the full amount themselves, so the costs of this uncompensated care get shifted to those who have insurance.
Examines four kinds of protections states have put in place that are designed to protect low-income, uninsured, or underinsured Americans from medical debt
The Children’s Health Insurance Program Reauthorization Act (CHIPRA): Addressing Racial and Ethnic Health Disparities
Explains several new provisions in CHIPRA that are designed to address disparities in children’s health coverage and care; includes a list of action steps for advocates.
Medicaid and the Children’s Health Insurance Program (CHIP) Soften the Blow during Tough Economic Times
Explains how Medicaid and CHIP function as a health care safety net; argues that Medicaid expansion must be part of national health reform so more low-income people have access to health care.
Discusses CHIPRA’s new funding, changes in who is eligible, tools to help enroll more children, and provisions designed to improve children’s health.
Explains how a “special enrollment opportunity” works for employer health plans and who is eligible for special enrollment.
Explains why medical debt is different from other kinds of debt, who medical debt affects, and the consequences of medical debt.
Examines Tennessee’s barebones plan, CoverTN. It is a useful case study of limited-benefit plans, illuminating several problems that other states may experience if they adopt such plans.
Explores why states have used CHIP funds to cover adults, how CHIPRA allows states to cover parents or other adults through CHIP, and why states can and should continue to cover adults.
Examines the new system of performance bonuses created by the Children’s Health Insurance Program Reauthorization Act (CHIPRA) that rewards states for enrolling uninsured children in Medicaid.